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VISION To be “Sri Lanka’s preferred financial
                                           solutions provider”

MISSION         - To provide our Depositors with secure and
                  maximized returns.

                - To provide our Customers leverage to achieve
                  their aspirations

                - To maximize Shareholder value
                - To empower our Team to deliver the

                  values of the Company
                - To operate within the Regulatory framework.
                - To be a responsible corporate citizen towards

                  the betterment of Society

BUSINESS        - Effective and Efficient Operations
    PRINCIPLES  - Time tested Policies and Procedures
                - State of the Art IT Systems
                - Prudent Lending Policy
                - Strict Expense Discipline
                - Strong Capital and Liquidity
                - Good Corporate Governance

   CORE         - Integrity
       VALUES   - Ownership
                - Achievement
                - Best People
                - Team Spirit

1                              UB Finance
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